What percentage to put into retirement?

by Dave Ramsey -- Dear Dave, I've been following your plan, and I'm ready to start investing. Do employer contributions count toward the 15 percent you recommend putting into retirement? Brenda Dear more…

Doing a good thing a dumb way

by Dave Ramsey -- Dear Dave, My wife and I have $72,000 in debt from student loans and a car loan. We're trying to pay off our debt using the debt snowball more…

Beware of those 'rent-to-own' purchases

by Dave Ramsey -- Dear Dave, Is it OK to buy something using a rent-to-own plan? Josh Dear Josh, I advise against rent-to-own deals. Rent-to-own places get people in the door with more…

Boss requires a credit card?

by Dave Ramsey -- Dear Dave, I recently got a new job that requires monthly expenses of almost $5,000 that are reimbursed. I can't swing that kind of money right now, and more…

What about cashless retailers?

by Dave Ramsey -- Dear Dave, What is your opinion of businesses that no longer accept cash? Heath Dear Heath, Honestly, I think the whole scenario is kind of silly. Businesses that more…

Renting to family a good idea?

by Dave Ramsey -- Dear Dave, I have cousins who are thinking about moving back to Connecticut from Virginia. They'll be renting for a while, and I have an unoccupied rental house. more…

An 8-year mortgage? Really?

by Dave Ramsey -- Dear Dave, Do you have a guideline ratio for mortgage debt to income? Levon Dear Levon, When it comes to buying a home, I always tell people to more…

Legal liability when family business fails

by Dave Ramsey -- Dear Dave, My father-in-law started a business as an LLC few years ago. He named all his daughters owners, with him owning the majority share. The business failed, more…

Gift cards for the grandkids?

by Dave Ramsey -- Dear Dave, What's an appropriate amount for gift cards to send each of our five grandchildren for Christmas? Liz Dear Liz, How much do you spend on your more…

Why you should never co-sign a loan

by Dave Ramsey -- Dear Dave, My wife co-signed on a loan for an old boyfriend five or six years ago. Now, a collection agency is after her for the remaining $5,000. more…