How a credit union differs from a bank

by Dave Ramsey -- Dear Dave, What's the difference between a credit union and a bank? Jake Dear Jake, A bank is owned by stockholders. When the bank makes a profit – more…

Provide guidance, Mom, not control

by Dave Ramsey -- Dear Dave, My son is about to go off to college, and I'm concerned about how he'll handle his money when he gets there. We've taught all our more…

My 2-year-old's savings account

by Dave Ramsey -- Dear Dave, I have a savings account for my 2-year old that has $5,000 in it, and about half of that is in gold. I'm going to save more…

Help parents, or pay off loans?

by Dave Ramsey -- Dear Dave, I graduated from college two years ago, and I have a good job making $60,000. I have about $10,000 in student loan debt, but my mom more…

Extra job, or time with wife?

by Dave Ramsey -- Dear Dave, My wife and I have had marriage problems, and a lot of them were related to money. We're working through those issues and are on Baby more…

Pre-paid debit cards for kids?

by Dave Ramsey -- Dear Dave, I've seen lots of companies marketing pre-paid debit cards for kids. They seem to position them as a way parents can set spending limits for their more…

Turning job loss into blessing

by Dave Ramsey -- Dear Dave, We're following your plan, and we're in the middle of paying off all our debts except for the house. My wife just learned she'll be losing more…