Car reno project vs. 5-figure debt

by Dave Ramsey -- Dear Dave, My husband has an old car that has become a real sticking point between us. He bought it for $2,400, and it needs about $4,000 in more…

Mortgage-free and debt-free by 40?

by Dave Ramsey -- Dear Dave, I'm 28, single, and I just became debt-free. In addition, I make $70,000 a year and have the equivalent of six months of expenses set aside more…

Helping your prodigal parents

by Dave Ramsey -- Dear Dave, My parents have always been bad with money, and recently they lost their home to foreclosure. They found another place to live, and they both work, more…

A laptop dilemma

by Dave Ramsey -- Dear Dave, My husband and I are just starting Baby Step 1 of your plan. Prior to this, we told my two nephews we would buy them laptop more…

Emergency fund: Based on expenses or income?

by Dave Ramsey -- Dear Dave, I bring home $4,100 a month in military disability pay and Social Security combined. My wife brings home an additional $2,000 each month. Should we base more…

Upside-down with the car

by Dave Ramsey -- Dear Dave, How do you sell a vehicle with a lien amount that's higher than the actual value of the car? Michael Dear Michael, First, you need to more…

Am I giving IRS access to my checking account?

by Dave Ramsey -- Dear Dave, Will paying my taxes online give the government electronic access to my checking account? Ashley Dear Ashley, If you use your checking account, of course they more…

Whoa! Mom steals son's student-loan money

by Dave Ramsey -- Dear Dave, I'm about to graduate from college, and while I've been in school my mom has been handling most of my finances. Recently, I discovered she's been more…